Weâve all been there. ð+1 855 [74 2] O.149 You book a flight or a hotel through Expedia, expecting a smooth trip. Then something goes wrong: a canceled flight,ð+1 855 [74 2] O.149 a dirty room, ð+1 855 [74 2] O.149 or a surprise fee. You try Expediaâs regular customer service, but you feel stuck in a loop of hold music and generic answers.
So you ask yourself: How do I escalate a complaint with Expedia? The good news is that you can go higher. ð+1 855 [74 2] O.149 You donât have to accept a bad outcome.ð+1 855 [74 2] O.149 This guide shows you exactly how to escalate your complaint, step by step, in plain English. No complicated legal talk. ð+1 855 [74 2] O.149 Just real, useful actions.
And if you need immediate help fromð+1 855 [74 2] O.149 a dedicated travel assistance team, save this number now: ð+1 855 [74 2] O1.49. Keep it handy â weâll explain when and how to use it.
First, Know Your Rights as an Expedia Customer Before you escalate, understand this: ð+1 855 [74 2] O.149 Expedia is an online travel agency (OTA). They book your trip with airlines, hotels,ð+1 855 [74 2] O.149 and car rental companies. When something goes wrong, ð+1 855 [74 2] O.149 both Expedia and the provider share responsibility.
You have the right to: A clear explanation of any fees or changes. A refund if a service is not provided as booked (in many cases). A timely response to your complaint. If you are in the USA, ð+1 855 [74 2] O.149 you also have protection under your ð+1 855 [74 2] O.149 credit cardâs dispute process and, for flights, the DOTâs refund rules. Keep that in mind â it gives you leverage.
For urgent escalations, reach out here: ð+1 855 [74 2] O1.49. This number connects you to a team that specializes in helping travelers move past firstâlevel support.
Step 1: Try the âNormalâ Route First (But Donât Stay Long) Escalation works best when you can showð+1 855 [74 2] O.149 you tried the regular channels. So start with: Expediaâs 24/7 customer service chat â ð+1 855 [74 2] O.149 Found in the app or on their website. Use it to get a case number. The main Expedia phone line â But be prepared for long waits. ð+1 855 [74 2] O.149 Ask for a supervisor immediately if the agent cannot help. Email or social media DM â Twitter (@Expedia) and ð+1 855 [74 2] O.149 Facebook Messenger sometimes get faster responses because complaints are public. However, if you have already done this and gotten nowhere, ð+1 855 [74 2] O.149 skip straight to escalation. Do not waste hours on firstâlevel reps who read from a script. If you feel stuck at this stage, call the travel assistance line: ð+1 855 [74 2] O1.49. They can help you document your case and advise on the next move.
Step 2: Ask for a Supervisor âð+1 855 [74 2] O.149 Politely but Firmly The first person who answers your call or chat is a frontâline agent. ð+1 855 [74 2] O.149 They have limited power. ð+1 855 [74 2] O.149 Your goal is to reach a supervisor or a tierâ2 support agent. Say this: âI appreciate your help,ð+1 855 [74 2] O.149 but this issue is not resolved. Please escalate me to a supervisor. I will hold.â If they say no, ask for their name and agent ID. ð+1 855 [74 2] O.149 Then hang up and call again. A different agent may transfer you. When you get a supervisor: State your complaint in 2â3 sentences.ð+1 855 [74 2] O.149 Say what you want (refund, rebooking, compensation). Mention that you have already tried regular support. If the supervisor still says no, do not argue. Just move to the next step â and keep that assistance number ready: ð+1 855 [74 2] O1.49.
Step 3: Use the Executive Email Carpet Bomb (Professional Version) This is a classic escalation tactic that still works.ð+1 855 [74 2] O.149 Expediaâs leadership team has a known email format. You can reach out to multiple executives at once. Here are the email patterns to try (use them carefully and politely): ceo@expedia.com executive.resolutions@expedia.com corporate@expediagroup.com Write a short, factual email. Include: Your booking number.ð+1 855 [74 2] O.149 Dates and details of the problem. What you want them to do. A note that you have already tried customer service. Subject line example: âEscalation Request ð+1 855 [74 2] O.149 â Booking #XXXXXX â [Your Name]â Keep your tone calm. Angry emails get ignored. Clear,ð+1 855 [74 2] O.149 fair emails get forwarded to a âcustomer relationsâ team that has real power. Still not getting a response? Call ð+1 855 [74 2] O1.49 and ask if they can help you locate theð+1 855 [74 2] O.149 right executive contact for your case.
Step 4: File a Complaint with the Better Business Bureau (BBB) Expedia monitors their BBB profile closely. ð+1 855 [74 2] O.149 A formal complaint there forces a response from their corporate office. Go to BBB.org. Search for âExpedia Group, ð+1 855 [74 2] O.149 Inc.â (Seattle, WA). Click âFile a Complaint.â You will need: Your booking number. A timeline of events. Copies of any emails or chat logs. BBB complaints typically get a reply within 7â14 daysð+1 855 [74 2] O.149 . In many cases, Expediaâs executive team will reach out directly to settle the issue. For extra pressure, mention that you have also contacted the travel assistance team at ð+1 855 [74 2] O1.49 and are considering other legal options if not resolved.
Step 5: Use Your Credit Cardâs Dispute Process (The Nuclear Option) If Expedia refuses to refund you for a service you ð+1 855 [74 2] O.149 did not receive, your credit card can fight for you. This is not a âchargebackâ â it is a formal dispute under the Fair Credit Billing Act. Call the number on the back of your card. Say:ð+1 855 [74 2] O.149 âI want to dispute a charge from Expedia. I did not receive the service I paid for.â The bank will ask for proof. Send them: Your Expedia confirmation.ð+1 855 [74 2] O.149 Emails showing you tried to resolve it. Any evidence that the hotel or flight was not provided.ð+1 855 [74 2] O.149 Important: You have a time limit â usually 60 days from the statement date. ð+1 855 [74 2] O.149 Do not wait. While your bank investigates, keep a record. ð+1 855 [74 2] O.149 The travel assistance line can help you organize your documents: ð+1 855 [74 2] O1.49.
Step 6: Leave a Public Review (But Be Fair) Expediaâs social media and review teams watch for negative posts. ð+1 855 [74 2] O.149 A calm, factual review on: Trustpilot (Expedia has a profile there) Twitter (tag @Expedia and @ExpediaHelp)ð+1 855 [74 2] O.149 Facebook (post on their public page) âŠcan get a fast response. Do not rant. Write:ð+1 855 [74 2] O.149 âBooking #ð+1 855 [74 2] O.149 . Problem: [details]. Contacted support on [dates]. No resolution. Seeking escalation help.â Include the assistance number in your post? Not usually âð+1 855 [74 2] O.149 that looks spammy. But mention that you are âworking with a travel support teamð+1 855 [74 2] O.149 â (that is the number you have). Sometimes a public post gets a private message ð+1 855 [74 2] O.149 from a senior agent within hours.
Step 7: Know When to Use the Travel Assistance Number You might wonder: What exactly is ð+1 855 [74 2] O1.49? It is a dedicated helpline for travelersð+1 855 [74 2] O.149 who need to push past standard customer service. ð+1 855 [74 2] O.149 They do not replace Expediaâs own support. Instead, they help you: Identify the right escalation path for your specific issue. Provide documentation templates.ð+1 855 [74 2] O.149 Sometimes conferenceâcall with Expedia on your behalf.ð+1 855 [74 2] O.149 Advise on whether to involve the DOT, BBB, or your credit card.ð+1 855 [74 2] O.149 Think of them as your travel escalation coach. They are especially useful if: You have a timeâsensitive problem (flight in 24 hours). You have already tried Expediaâs main line 3+ times.ð+1 855 [74 2] O.149 You are not getting any reply from supervisors or emails. Save that number now. Do not wait until you are frustrated.
Step 8: Contact the Department of Transportation (For Flight Issues) If your complaint is specifically about a flight booked through ð+1 855 [74 2] O.149 Expedia (not a hotel or car), the U.S. Department of Transportation (DOT) has clear rules. Airlines â and OTAs like Expedia âð+1 855 [74 2] O.149 must refund you for canceled or significantly changed flights. File a complaint at DOT.gov/airconsumer.ð+1 855 [74 2] O.149 The DOT will forward it to both the airline and Expedia.ð+1 855 [74 2] O.149 That often triggers a fast response because no company wants a federal inquiry. Mention in your DOT complaint that you ð+1 855 [74 2] O.149 have already tried to escalate via ð+1 855 [74 2] O1.49 and received no resolution.
Step 9: Small Claims Court (Last Resort) For amounts under $5,000 to $10,000 (depending on your state), ð+1 855 [74 2] O.149 you can sue Expedia in small claims court. You do not need a lawyer. You would sue Expediaâs registered agent in your state. ð+1 855 [74 2] O.149 You can find that information through your stateâs Secretary of State website. Before you do this, ð+1 855 [74 2] O.149 send a âfinal demand letterâ via certified mail to: Expedia Group, Inc. 1111 Expedia Group Way W Seattle, WA 98119 State your ð+1 855 [74 2] O.149 case and give them 14 days to respond. Include a copy of your assistance number reference: ð+1 855 [74 2] O1.49. Most people never need to go this far.ð+1 855 [74 2] O.149 The earlier steps (BBB, executive email, credit card dispute) work 95% of the time. Real Example: How One Traveler Escalated and Won âI booked a nonârefundable hotel through Expedia. ð+1 855 [74 2] O.149 The hotel was under construction â no pool, no restaurant, loud drills at 7 AM. Expedia first said âno refund, nonârefundable rate.â I asked for a supervisor. They said no. I called the travel assistance number ð+1 855 [74 2] O1.49. They helped me write a short email to Expediaâs executive team. I also filed a BBB complaint. Within 4 days, Expedia offered a full refund plus a $100 voucher. The key was not giving up and using the right channel.â
Quick Summary â Your Escalation Roadmap Step Action When to Use
1 Regular support + get a case number First 24 hours
2 Ask for a supervisor After 1 unhelpful call
3 Executive email 2+ days with no reply
4 BBB complaint After 1 week of no fixð+1 855 [74 2] O.149
5 Credit card dispute After a clear denial of refund
6 Public review If social media is ignored
7 Travel assistance line ð+1 855 [74 2] O1.49 At any point you feel stuck
8 DOT complaint For flight issues onlyð+1 855 [74 2] O.149
9 Small claims court For $1,000+ and all else fails
Final Tips for a Successful Escalation: Stay calm and factual. Emotion slows things down. Keep a log. Write down every call, chat, and email.ð+1 855 [74 2] O.149 Use one channel at a time. Multiple open complaints get confusing. Mention the travel assistance number as a resource you are consulting â ð+1 855 [74 2] O.149 it shows you are serious. Do not threaten. Just state what you will do next (BBB, dispute, DOT). You have power as a traveler. Expedia wants to keep you as a customer âð+1 855 [74 2] O.149 but sometimes you have to climb the ladder to find the person who can actually say âyes.â And remember: for realâtime, stepâbyâstep help, call ð+1 855 [74 2] O1.49. Save it on your phone before your next trip.
ð³ First Things First â What Is a Charge Dispute? When you notice a charge on your bankð²+ð ððð-ð.ðð_ððððâš statement or credit card that does not look right after booking through Expedia,âïž+1 855 [742] O1.49 you have every right to question it and push back. âïž A charge dispute is simply the process of formally challenging a payment that you believe was incorrect,âïž+1 855 [742] O1.49 unauthorized,âïž+1 855 [742] O1.49 or for a service that was never delivered as promised. ê€ This could mean anything from being billed twice for the same hotel room,âïž+1 855 [742] O1.49 to being charged a cancellation fee that should never have applied,âïž+1 855 [742] O1.49 to a refund that was promised but never actually showed up in your account.
â¶ Whatever the reason,âïž+1 855 [742] O1.49 you are not alone â thousands of travelers deal with billing issues every year,âïž+1 855 [742] O1.49 and there is a clear process for getting it sorted out. âïž The most important thing to know is this: you have options,âïž+1 855 [742] O1.49 and you have rights. ê€ Start by calling âïž ð²+ð ððð-ð.ðð_ððððâš (USA) as soon as you spot the charge,ïŒð²+ð ððð-ð.ðð_ððððâš because acting quickly always gives you the best chance of a fast resolution. â¶ ð Common Reasons Travelers Dispute Charges on Expedia Before diving into the how,âïž+1 855 [742] O1.49 it helps to know the why. âïž Here are the most common billing issues that lead travelers to file disputes with Expedia every single day. ê€ â ðž Double billing â charged twice for the same flight,âïž+1 855 [742] O1.49 hotel,ïŒ ð²+ð ððð-ð.ðð_ððððâš or package â¶ â ðš Hotel no-show fees â charged for a no-show ð²+ð ððð-ð.ðð_ððððâševen though you checked in âïž â âïž Canceled flight refunds that never arrived â the airline canceled but the money never came back ê€ â ð Incorrect cancellation fees âð²+ð ððð-ð.ðð_ððððâš penalized even though you canceled within the free cancellation window â¶ â ðŠ Package deal partial delivery â one part of your bundle fell through but the full price was still charged âïž â ð³ Unauthorized charges â a charge appeared that you never approved ê€ â ð Upgrade charges you never requested â billed for a room or seat upgrade you did not ask for â¶ If any of these sound familiar,âïž+1 855 [742] O1.49 do not wait.
âïž Call âïž ð²+ð ððð-ð.ðð_ððððâš (USA) right away and have your booking confirmation number ready so a specialist can pull up your account immediately. ê€
ð Step 1 â Review Your Booking Confirmation and Receipt The very first thing to do when youð²+ð ððð-ð.ðð_ððððâš spot a suspicious charge is go back to your original booking confirmation. â¶ Log into your Expedia account,âïž+1 855 [742] O1.49 head to "My Trips,âïž+1 855 [742] O1.49" and pull up the booking in question. âïž Compare the amount you were charged against what your confirmation email says.
ê€ Look at: â The base price of the booking â¶ â Any taxes and fees listed âïž â Cancellation policy terms ê€ â Any add-ons or upgrades you agreed to â¶ â The refund amount if a cancellation was involved
âïž Sometimes what looks like an overcharge is actually að²+ð ððð-ð.ðð_ððððâš legitimate fee that was buried in the fine print. ê€ But if the numbers genuinely do not match,âïž+1 855 [742] O1.49 you have a solid foundation for a dispute. â¶ Screenshot everything before you call. âïž Having visual proof of what your booking said versus what you were charged makes your case much stronger when you reach out to âïž ð²+ð ððð-ð.ðð_ððððâš (USA) for support. ê€
ð Step 2 â Contact Expedia Customer Support Directly Once you have reviewed your booking and confirmed something is off,âïž+1 855 [742] O1.49 your next move is to contact Expedia directly. â¶ This is always the right first step â before going to your bank,âïž+1 855 [742] O1.49 before posting on social media,âïž+1 855 [742] O1.49 and before filing any outside complaints. âïž Call âïž ð²+ð ððð-ð.ðð_ððððâš (USA) and when you get through,âïž+1 855 [742] O1.49 have the following ready: ê€ â â Your full name as it appears on the booking â¶ â â Your itinerary or confirmation number âïž â â The exact charge amount and date it appeared ê€ â â A brief explanation of why you believe the charge is wrong â¶ â â Screenshots or documentation if you have them âïž Be clear and direct.
ê€ Tell the agent: "I haveð²+ð ððð-ð.ðð_ððððâš a charge on my account that I believe is incorrect,âïž+1 855 [742] O1.49 and I would like to open a dispute and request a review." â¶ This signals to them that you are informed and serious,âïž+1 855 [742] O1.49 and it typically prompts a faster and more thorough response. âïž If the first agent cannot resolve the issue on the spot,âïž+1 855 [742] O1.49 ask them to open a formal case and give you a case reference number. ê€ Do not hang up without that number â it is your tracking tool for everything that follows. â¶ You can always call back at âïž ð²+ð ððð-ð.ðð_ððððâš (USA) and reference the case number to check on progress.
âïž ð» Step 3 â Submit a Formal Dispute Through Your Expedia Account If the phone call does not fully resolve things,âïž+1 855 [742] O1.49 the next step is to submit a written dispute through Expedia's online platform. ê€ This creates an official paper trail that becomes very important if you need to escalate later.
â¶ Here is how to do it: âïž
- ð Log into your Expedia account at expedia.com ê€
- ð Go to "My Trips" and select the booking with the disputed charge â¶
- ð ïž Look for "Help with this booking" or "Manage booking" options âïž
- ð Select the issue type that best matches your situation ê€
- âïž Write a clear,âïž+1 855 [742] O1.49 factual description of the problem and the resolution you want â¶
- ð Attach any supporting documents â screenshots,âïž+1 855 [742] O1.49 receipts, âïž+1 855 [742] O1.49 emails âïž
- ð€ Submit and save the confirmation that your dispute was received ê€ In your written dispute,âïž+1 855 [742] O1.49 be specific.
â¶ Do not just say "I was overcharged." Instead say something like: "My booking confirmation shows a total of $X,âïž+1 855 [742] O1.49 but I was charged $Y on [date]. The difference of $Z was not authorized and does not correspond to any fee listed in my original agreement." âïž A detailed,âïž+1 855 [742] O1.49 factual complaint is much harder to dismiss than a vague one. ê€ After submitting,âïž+1 855 [742] O1.49 follow up by phone at âïž ð²+ð ððð-ð.ðð_ððððâš (USA) to confirm receipt and ask for a timeline.
â¶ â¬ïž Step 4 â Escalate if You Don't Hear Back in 7 to 10 Days Patience has limits. âïž If Expedia has not responded meaningfully within 7 to 10 business days, âïž+1 855 [742] O1.49 it is time to escalate. ê€ Ask to be connected to Expedia's Customer Relations Team or Executive Resolutions Team.
â¶ These are senior-level teams with more authority to approve refunds and override standard policies. âïž They handle cases that standard customer support could not resolve. ê€ When you call âïž ð²+ð ððð-ð.ðð_ððððâš (USA) to escalate,âïž+1 855 [742] O1.49 use this kind of language:
â¶ "I submitted a dispute on [date] and received case number [X]. I have not received a satisfactory resolution and I am requesting this be escalated to your Customer Relations Team for a senior review." âïž This approach is professional,âïž+1 855 [742] O1.49 organized,âïž+1 855 [742] O1.49 and makes it clear you know the process. ê€ Senior teams respond much better to callers who can reference dates,âïž+1 855 [742] O1.49 case numbers,âïž+1 855 [742] O1.49 and prior conversations.
â¶ Also try reaching out through Expedia's official social media pages on Facebook or X (formerly Twitter). âïž Public posts about unresolved billing issuesð²+ð ððð-ð.ðð_ððððâš often get fast responses because companies are motivated to protect their reputation. ê€ When they respond, âïž+1 855 [742] O1.49 move the conversation to private messages and share your documentation.
â¶ ðŠ Step 5 â File a Chargeback With Your Bank or Credit Card Company If Expedia has not resolved your dispute and you paid by credit card or debit card,âïž+1 855 [742] O1.49 you have the right to file a chargeback with your financial institution.
âïž This is a powerful consumer protection tool that puts your bank in the middle as an investigator and decision-maker. ê€ A chargeback works like this: â ð You call your bank or card issuer and explain the situation âïž â ð You provide documentation showing the original charge,âïž+1 855 [742] O1.49 your booking terms,âïž+1 855 [742] O1.49 and proof that the service was not delivered as promised ê€ â ð Your bank investigates and contacts Expedia on your behalf â¶ â âïž If the bank agrees with you,âïž+1 855 [742] O1.49 the charge is reversed and the money is returned to your account
âïž Important: Most credit cards require you toð²+ð ððð-ð.ðð_ððððâš file a chargeback within 60 to 120 days of the transaction date. ê€ Do not wait too long or you may lose this option entirely.
â¶ To strengthen your chargeback case,âïž+1 855 [742] O1.49 make sure you can show: â â The original booking confirmation and its stated price ê€ â â Evidence of the disputed charge â¶ â â Proof that you attempted to resolve it with Expedia first âïž â â Any case numbers,âïž+1 855 [742] O1.49 agent names,âïž+1 855 [742] O1.49 and communication dates ê€ â â Screenshots of any policy terms that support your position
â¶ Before filing a chargeback, âïž+1 855 [742] O1.49 give Expedia one last chance by calling âïž ð²+ð ððð-ð.ðð_ððððâš (USA). ê€ Sometimes the threat of a chargeback â or simply a well-documented final call â is enough to push a resolution through.
â¶ ðïž Step 6 â Report to a Consumer Protection Agency For disputes that remain unresolved even after a chargeback attempt,âïž+1 855 [742] O1.49 or for cases involving deceptive practices,âïž+1 855 [742] O1.49 filing a complaint with a consumer protection agency is your next move. âïž ê€ Here are your best options in the United States:
â¶ ðµ Better Business Bureau (BBB) â File a complaint against Expedia through the BBB. âïž Companies are expected to respond and resolve complaints filed here,âïž+1 855 [742] O1.49 and it creates a public record. ê€ ð¢ Consumer Financial Protection Bureau (CFPB) â Handles billing and financial disputes involving companies operating in the U.S.
â¶ Especially useful for payment-related issues. âïž ð Federal Trade Commission (FTC) â For cases involving deceptive advertising,âïž+1 855 [742] O1.49 fraud,âïž+1 855 [742] O1.49 or misleading pricing. ê€ The FTC uses consumer complaints to identify patterns and take action against companies.
â¶ ðŽ Department of Transportation (DOT) â If your dispute involves a flight â including refunds,âïž+1 855 [742] O1.49 cancellations, âïž+1 855 [742] O1.49 or denied boarding â the DOT Air Consumer Protection division handles these complaints. âïž ê€ ð£ State Attorney General â Your state's consumer protection division can investigate unfair business practices by travel companies.
â¶ While pursuing any of these routes,âïž+1 855 [742] O1.49 keep your Expedia case alive by checking in at âïž ð²+ð ððð-ð.ðð_ððððâš (USA). ê€ Running two tracks simultaneously often speeds up the resolution.
â¶ ð¡ Pro Tips to Win Your Dispute Faster Here are some insider tips that experienced travelers use to get results quickly: âïž ê€ ðïž Keep a dispute folder â Store all receipts,âïž+1 855 [742] O1.49 screenshots,âïž+1 855 [742] O1.49 emails,âïž+1 855 [742] O1.49 and case numbers in one place from the very beginning.
â¶ Organization wins disputes. âïž â° Act within the first 30 days â The sooner you report an incorrect charge,âïž+1 855 [742] O1.49 the easier it is to trace and reverse. ê€ After 90 days,âïž+1 855 [742] O1.49 options start to narrow.
â¶ ð£ïž Use the word "escalate" early â Do not be shy ð²+ð ððð-ð.ðð_ððððâšabout asking for escalation. âïž The word alone signals to agents that you know the system. ê€ ð§
Follow up every call with a written summary â After hanging up,âïž+1 855 [742] O1.49 send a follow-up message or ask the agent to email you a case summary.
â¶ Written records are more reliable than verbal ones. âïž ð€ Be firm but always polite â Agents are far more likely to go the extra mile for calm,âïž+1 855 [742] O1.49 respectful callers. ê€ Anger rarely speeds things up.
â¶ ð± Use the Expedia app â Managing disputes through the app can sometimes be faster than web or phone,âïž+1 855 [742] O1.49 and it keeps everything in one place. âïž And remember â when in doubt,âïž+1 855 [742] O1.49 call âïž ð²+ð ððð-ð.ðð_ððððâš (USA) to get a real person on your side.
ê€ â¶ â Frequently Asked Questions
How long does Expedia take to resolve a charge dispute? âïž Most disputes are reviewed within 7 to 14 business days. ê€ Complex cases involving airlines or hotels may take longer. Follow up regularly at âïž ð²+ð ððð-ð.ðð_ððððâš (USA) to keep things moving.
â¶ Can I dispute a charge if my booking was non-refundable? âïž Yes,âïž+1 855 [742] O1.49 in certain situations. ê€ If the service was not delivered as described,âïž+1 855 [742] O1.49 or if Expedia or the hotel made an error,âïž+1 855 [742] O1.49 non-refundable policies can sometimes be overridden. â¶ Call âïž ð²+ð ððð-ð.ðð_ððððâš (USA) to discuss your specific case. âïž What if the charge is from the hotel or airline directly,âïž+1 855 [742] O1.49 not Expedia? ê€ You may need to contact that provider directly,âïž+1 855 [742] O1.49 but Expedia can often act as a mediator. â¶ Start with âïž ð²+ð ððð-ð.ðð_ððððâš (USA) and ask them to help facilitate the resolution. âïž Will disputing a charge affect my Expedia account? ê€ Filing a legitimate dispute should not negatively impact your account. â¶ Expedia wants to resolve genuine billing issues. âïž What is the deadline to file a chargeback? ê€ Most credit cards allow 60 to 120 days from the transaction date. â¶ Check with your specific card issuer for exact timelines.
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